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City of Rochester

Home Purchase Assistance Program

DescriptionNeighborhood view(2)

The City of Rochester's Home Purchase Assistance Program Grant (HPAP) provides down payment and closing cost assistance to first-time buyers who meet program requirements.  Grants of up to $3,000 are available for closing cost assistance to first-time buyers who are income eligible.

General Information

  • Homes must be located in the City of Rochester and
    must be one or two-family properties. 
  • Buyers must contribute $1,500 of their own funds
  • Buyers must live in the property for five years
  • Buyers must qualify for a conventional, FHA, VA or SONYMA mortgage loan
  • Buyers must attend pre-and post-purchase homebuyer training
  • Eligible buyers must have a median family income below 120 percent, as outlined by the U.S. Department of Housing and Urban Development

Application Information 

To be eligible for program funds, buyers must first submit a Home Buyer Services application and obtain eligibility paperwork before executing a purchase offer with a seller.

Once program funds are committed, eligible buyers must submit their purchase offer, complete the pre-purchase home buyer education and secure a mortgage commitment within 90 days.

Program Participation Forms

Additional Information

Please send an e-mail to homebuyer@cityofrochester.gov to obtain an application or for further information.


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